Terms of service

Terms of Service — The Advisor Shelf

About us
The Advisor Shelf is operated by Omar YK. These terms apply to purchases from our store.

Digital products
We sell downloadable PDFs and other digital resources. No physical items are shipped. Each listing describes the product, format and any software requirements. Download access is provided after successful payment. Contact us if you cannot access your purchase.

Prices and payment
The currency and total payable, including applicable taxes or charges, are shown before you complete your purchase. Price changes do not affect orders already accepted.

Using your purchase
Unless a listing gives you broader permission, your purchase is for your own personal use. You may download, save and print it for that purpose. You may not resell, publicly upload, redistribute or claim ownership of the content. Any rights permitted by law remain unaffected.

Our 14-day money-back guarantee
If you don’t find any benefit in your PDF, contact us within 14 days of purchase for a full refund—even if you have downloaded it. Provide your order number or proof of purchase. You do not need to prove results or explain yourself.

Refunds are returned to your original payment method where possible. Processing times depend on your payment provider.

Educational information
Our resources provide general education and are not personalised medical, legal, financial or other professional advice. Individual results vary, and we do not promise specific outcomes. This does not limit our responsibility to supply products as described.

Your consumer rights
Nothing in these terms excludes or limits your rights under Australian Consumer Law or other applicable mandatory consumer laws. These rights are additional to our money-back guarantee and are not limited to 14 days.

Changes to these terms
We may update these terms for future purchases. The version accepted when you placed your order continues to apply to that purchase.

Contact
For questions, download issues or refund requests, email [theadvisorshelf@gmail.com].